In just one year, RBI governor Sanjay Malhotra has revamped India’s most tightly controlled financial regulator into an institution that is more open, more accessible, and far more willing to rethink old rules.
From easing foreign strategic investment in banks to green-lighting mergers, simplifying capital norms, unclogging credit flows, and delivering MPC decisions with clarity, Malhotra has blended technocratic rigour with flexibility. Bankers are calling him “one of the most open governors in decades.” Markets say the RBI finally feels modern, responsive, and confident enough to evolve without losing its conservative core.
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